Emergencies never arise at the moment when you are ready to face them. Luckily, Rote 1 Credit Union has something to offer! Whatever your financial goals are, we’ve got your back when you need cash now. Our fast cash loans can provide you with swift financial assistance without hassle and stress. You are welcome to pre-qualify and get a loan decision within the same day!
What Are Fast Cash Loans?
Fast cash loans are small personal loans with simplified application and verification processes. Thanks to these, such loans can be obtained quickly, often within 24 hours after approval. The amount can be used for any personal needs without restriction on the loan purpose.
Fast loans usually offer either online or offline applications, depending on the lender. At Route 1 Credit Union, you are welcome to pre-qualify online without affecting your credit score. If you are pre-approved, you can simply visit us with a set of documents and apply in the store.
What We Offer
- Get up to $10,000, depending on your income;
- Less-than-perfect credit is accepted;
- Flexible repayment terms of up to 24 months;
- Reasonable interest rates capped at 18%;
- Predictable monthly payments, fixed rates;
- Guaranteed loan decision within a day;
- Funding by the next business day into your active account.
Who Is Eligible?
- Route 1 CU members only;
- Over the age of 18;
- US permanent resident;
- Income confirmation is required;
- Have an active checking account.
What Do You Need to Apply?
Below is the list of information and documents you need to prepare before visiting our store:
- Your valid ID;
- Social Security number;
- Bank Statements;
- Pay Stubs;
- W-2 Tax forms;
- Copies of Income Tax Returns;
- Verification from your employer;
- Employer’s contact details;
- 1099 Tax Forms – if you are self-employed.